The Bank Profile

The Mannarkkad Rural Service Co-op. Bank Ltd., one of the leading Service Co-operative Banks in Kerala, in its outlook and approach. It has the objective of progress and prosperity to all. From a humble beginning in 17-May-1989 as a Co-operative Credit society with a share capital of a merely Rs.30,000/- held with 305 members, We started our banking journey from two small villages. Currently, Bank has seen a tremendous growth in deposits. The loans and advances are around 350 crores. The growth rates of the bank were comparatively high with that of others in the sector. We have maintained a steady growth. Bank has been paying dividend @ 25% to its members which is maximum permissible as per the Kerala Co-operative Societies Act. The bank has not initiated any legal action against the loanees by way of attaching their property so far and at the same time bank is maintaining a reasonable overdue position without troubling the loanees.

The Bank has total 2 branches and HO including 8AM to 8PM branch also working on holidays. Bank is committed to spread service throughout the area of operation, which has been deprived of the lack of banking facilities. More over our 8PM to 8AM night counter ensures 24*7 personalized banking services including issue of gold loans.

Our Vision

To be a Globally Recognized and Respected Co-operative Bank for Operational Excellence, Innovative Customer Service, Technology Implementation and Managerial Excellence and to be a leading and a model Co-op bank servicing the Rural Area offering World class Services to our Customers.

Our Mission

Our Mission is to work with passion to achieve our Vision by offering all the latest banking technology, products, Solution, Systems & Services available in the Banking & Financial Industry to our customers and with focus on continual improvement by implementing standards & systems and empowering our team with training and reviews.

Quality Policy

We, at Mannarkkad Rural Service Co-op Bank, are committed to offering “The Pleasure of Personal Banking” to our customers by providing personal, Superior, Pro-Active, Innovative any time, state art quality banking Services in a quality environment.

Customer Service Policy

The Management and Staff of Mannarkkad Rural Service Co-op Bank, are committed to offering Services as per our Quality Policy by making every customer with a unique experience. We make sure to touch their lives with all the Care, Concern, enthusiasm, and sincerity and make them feel "The Pleasure of Personal Banking".

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